Expert Advisors.
Fiduciary Focus.
Coordination, collaboration & personalized advice
At Silver Birch Financial, we believe our role is to understand the subtleties of your financial aspirations, and to apply that knowledge as we align your investment, tax, legal, and philanthropic strategies in ways that help ensure that every aspect of your financial life is working toward a common purpose.
A Canopy of Services
Our process begins with listening. We take the time to understand your priorities, concerns, and aspirations, then apply our experience, expertise, and judgment to develop solutions tailored specifically to your unique circumstances.
Every client is supported by a dedicated team of investment, tax, bookkeeping, and client service professionals who work together to connect the many interconnected aspects of financial planning. From investment management and tax planning to cash flow, budgeting, estate and gifting considerations, and business finances, our team provides comprehensive guidance designed to align every component of your financial life.
We take a personalized, holistic approach to helping clients manage, preserve, and grow their wealth. By listening carefully to your goals, concerns, and aspirations, we develop realistic, customized strategies designed to address your unique needs and objectives.
Our advice is grounded in experience, informed by expertise, and tailored specifically to you.
Because financial decisions rarely exist in isolation, we regularly collaborate with our clients’ other trusted professionals, including attorneys, estate planning counsel, insurance specialists, trustees, executors, assisted living coordinators, and philanthropic advisors. This coordinated approach helps ensure that important decisions are made with a complete understanding of their impact across your broader financial picture.
By bringing experienced professionals together under a unified strategy, we help minimize unintended consequences, identify opportunities, and provide confidence that every decision is moving you closer to your goals. The result is greater clarity, stronger coordination, and the peace of mind that comes from having a team of trusted advisors working together on your behalf.
Financial Planning
Assuring a secure financial future begins by establishing a plan that aligns current and future financial resources to clearly defined objectives. That principle is at the core of our process, and where our journey with each client begins.
By creating realistic, actionable financial plans, we provide the clarity, confidence, and structure needed to pursue long-term financial success. A comprehensive financial plan also serves as the foundation of an Investment Policy Statement (IPS) that is specifically tailored to each client. The IPS establishes the framework for portfolio construction, guiding both asset allocation and the selection of individual investments.
Investment Management
As goals-based financial advisors, our primary focus is increasing the likelihood of achieving your unique objectives. We identify best-in-class investment solutions for each component of your portfolio and allocate assets with the aim of maximizing risk-adjusted returns while minimizing costs, taxes, and unnecessary complexity.
Overall portfolio construction and asset allocation revolve around understanding anticipated liquidity needs, and intentionally aligning individual investments to those needs. In addition to asset allocation, our process focuses on asset location – selecting specific investments for specific account types to maximize tax efficiency and long-term growth.
Our approach is comprehensive, personalized, disciplined, and time-tested. For decades we have helped individuals and families manage, preserve, and grow their wealth through strategies customized to their unique circumstances and goals.
Tax Planning and Preparation
Effective tax planning is not an annual event; it is an ongoing process. We take a proactive approach, working with you throughout the year to develop tax-saving strategies specific to your unique financial situation, goals, and evolving needs.
By integrating tax planning with your broader financial and investment strategies, we help identify opportunities to reduce tax liabilities, improve efficiency, and support long-term wealth accumulation.
When tax season arrives, your investment, tax, and client service advisors work seamlessly to coordinate the preparation of your return. This collaborative approach streamlines the process, minimizes administrative burdens, reduces unwanted surprises, and ensures that every aspect of your financial picture is considered.
Bookkeeping Services
Managing personal or business bookkeeping and payroll can take up a lot of time and energy. It also requires staying current on constantly changing tax laws, filing requirements, and payroll regulations.
Our bookkeeping and payroll services for individuals and businesses are designed to make things easier for busy people.
From keeping your financial records organized and processing payroll, to tracking cash flow and providing timely reports, our team is here to help you stay on top of your finances – providing you with the data needed to make informed decisions.
We work with you to keep your finances organized, compliant, and aligned with your goals, ensuring that you can stay focused on the continued success of your business.
Ready to start building your future?
If you’re ready to work with a dedicated team in managing your finances, get in touch to see how we can help.